Terms & Conditions

Last updated: April 2026

1. About Claritas Risk

This website is operated by:

Everett Morgan

NIE: Y7138165Z

Address: Calle Del Naranjo 13,

Estepona, Malaga, Spain

Claritas Risk is an independent financial crime advisory practice based in Spain. References to "we," "us," and "our" refer to Claritas Risk.

2. Using This Website

By accessing this website, you agree to these terms. The content on this site is provided for general information only. It does not constitute legal, regulatory, or compliance advice. You should seek independent professional advice before acting on anything contained here.

3. No Professional Relationship

Using this website or submitting a contact form does not create a client relationship. Any professional engagement will be subject to a separate written engagement letter agreed between Claritas Risk and the client.

4. Our Services

Descriptions of services on this website are for information only and do not constitute a binding offer.

5. Intellectual Property

All content on this website, including text, graphics, and branding, is owned by or licensed to Claritas Risk. You may not reproduce, distribute, or use any content without prior written consent.

6. Limitation of Liability

To the maximum extent permitted by law, Claritas Risk accepts no liability for any loss arising from the use of this website or reliance on its content. We make no warranties regarding the accuracy or completeness of the information provided.

7. Third Party Links

This website may contain links to third party websites. We are not responsible for the content, security, or practices of those sites.

8. Governing Law

These terms are governed by the laws of Spain. Any disputes arising in connection with these terms are subject to the jurisdiction of the Spanish courts.

9. Changes to These Terms

We may update these terms at any time. Continued use of the website constitutes acceptance of any updated version.

10. Contact

For any questions about these terms, contact info@claritasrisk.com.