AML Advisory & MLRO Support
“Do we have access to experienced judgement when we need it?”
Experienced judgement when you need it most.
Flexible advisory support for firms that require senior AML expertise, independent guidance or temporary MLRO cover, without the commitment of a permanent appointment.
The question behind the engagement.
Financial crime risk rarely follows a project plan. New regulations emerge. Regulators raise questions. Internal priorities shift. Senior employees move on. Boards require independent advice.
Many smaller regulated firms do not need a full-time senior AML adviser or permanent MLRO resource. They do, however, need access to experienced judgement at the moments when important decisions must be made.
Whether supporting an existing MLRO, providing temporary leadership, advising the Board or acting as an independent sounding board, access to experienced financial crime expertise allows organisations to respond confidently to evolving regulatory expectations.
Judgement, not a checklist.
We work alongside the MLRO and the Head of Compliance on the decisions they want a second view on: the high-risk customer file, the new product the business wants to launch, the supervisory letter that has just landed, the escalation that does not have an obvious answer.
Where the engagement is ongoing, we attend the financial crime committee, read the governance pack before each meeting, challenge the items that need challenging and follow up on the actions that get raised. Where it is interim MLRO cover, we step into the role and run it.
We brief the Board where the matter needs Board-level attention, prepare the supporting paper with the MLRO, sit through the discussion and answer the questions directly. The engagement is shaped around the decisions the firm is actually making, not a fixed scope.
After the engagement.
- –Strategic AML Advisory
- –Interim MLRO Support
- –Governance Advice
- –Board Briefings
- –Committee Attendance
- –Independent Challenge
- –Regulatory Guidance
- –Ongoing Executive Support
- Who it's for
- Boards
- Chief Executive Officers
- MLROs
- Heads of Compliance
- Growing regulated firms
- Organisations between senior hires
- Typical duration
- Flexible, from a single advisory session to ongoing retained support.
- Delivery
- Remote, on-site or hybrid.
- Primary output
- Experienced judgement, practical guidance and ongoing confidence.
- Ideal when
- Your organisation needs senior financial crime expertise without recruiting a permanent resource.
- 01We work alongside the MLRO and the Head of Compliance on the decisions they want a second view on: the high-risk customer file, the new product the business wants to launch, the supervisory letter that has just landed, the escalation that does not have an obvious answer.
- 02Where the engagement is ongoing, we attend the financial crime committee, read the governance pack before each meeting, challenge the items that need challenging and follow up on the actions that get raised.
- 03We brief the Board where the matter needs Board-level attention, prepare the supporting paper with the MLRO, sit through the discussion and answer the questions directly.
A few considered answers.
Where appropriate, yes. However, many clients engage Claritas Risk to complement and support their existing MLRO rather than replace them.
Yes. Many organisations prefer ongoing access to experienced independent advice rather than engaging consultants only when problems arise.
Yes. We regularly support Boards and senior management by providing independent advice, governance challenge and financial crime expertise during key discussions.
Yes. Our advisory model is specifically designed to provide smaller regulated firms with access to senior expertise in a flexible and proportionate manner.
We provide independent judgement informed by decades of practical experience. Our role is not simply to complete projects, it is to become a trusted adviser who supports better decisions over time.
Need experienced judgement without increasing headcount?
Independent advice at the right moment can make the difference between reacting to regulatory expectations and staying ahead of them.