Claritas
Services

Four Ways Claritas Helps

Engagements are packaged around the issues smaller regulated firms most often bring to us, strengthening governance, getting ready for AMLR, or preparing for supervisory scrutiny.

Flagship engagement

AML Remediation Programme Assurance

Independent oversight, governance and quality assurance for large-scale remediation programmes, customer file reviews and regulatory undertakings. Built on years inside major international financial institutions, supporting AML remediation, customer portfolio integration and supervisory engagement.

Explore the flagship
Most Requested
01
Service, AML Remediation & Programme Oversight

Bring complex AML remediation programmes under control.

Remediation programmes rarely fail because people work too slowly. They drift when governance becomes unclear, MI loses its meaning and quality assurance falls behind delivery. Claritas provides independent oversight that keeps the programme honest and gives the Board the assurance it actually needs, across regulatory undertakings, KYC remediation, periodic-review backlogs and acquired customer portfolios.

Best suited for
  • ·Firms running KYC or customer-file remediation
  • ·Responding to a regulatory undertaking
  • ·Integrating an acquired customer book
  • ·Or clearing a significant periodic-review backlog.
The result
  • ·Independent oversight of programme delivery
  • ·Board reporting and MI that actually inform decisions
  • ·Stronger steering committee governance
  • ·Risk-based prioritisation across the population
  • ·Quality assurance with teeth
  • ·Confidence in what gets reported to the regulator
Book a confidential remediation discussion
02
Service, AML Governance Review

Know whether your governance would withstand supervisory scrutiny, before the regulator tells you.

An independent look at governance, Board oversight, MI and financial crime controls, the kind of review that surfaces weaknesses while there is still time to deal with them quietly.

Best suited for
  • ·Firms that want assurance that governance, Board reporting and financial crime controls would stand up to external challenge.
  • ·Particularly useful during growth, restructuring, ahead of supervisory engagement, or when the senior team simply wants an outside view of how the AML arrangements are working.
The result
  • ·Independent governance assessment
  • ·Executive summary
  • ·RAG-rated findings
  • ·Prioritised action plan
  • ·Board-ready reporting
  • ·Recommendations you can act on
Discuss your governance review
03
Service, AMLR Readiness Assessment

Understand exactly what needs to change before AMLR changes it for you.

An independent read on where the firm stands against the incoming European AML regime, together with a sequenced roadmap that turns the requirements into a plan the business can deliver.

Best suited for
  • ·Regulated firms that want a clear picture of how the new European AML regime lands on their governance
  • ·CDD
  • ·Risk assessment
  • ·Transaction monitoring
The result
  • ·AMLR gap analysis
  • ·Prioritised implementation roadmap
  • ·Board presentation
  • ·Evidence review
  • ·Sequenced implementation priorities
Book an AMLR readiness review
04
Service, Regulatory Inspection Readiness

Find the weaknesses before the supervisor does.

An independent test of AML controls against current supervisory expectations, so the firm walks into the inspection room knowing what it would otherwise have been told.

Best suited for
  • ·Firms preparing for an upcoming inspection
  • ·Responding to previous findings
  • ·Or seeking outside assurance that financial crime controls would hold up to external challenge.
The result
  • ·Independent readiness assessment
  • ·Mock regulatory review
  • ·Gap analysis
  • ·Evidence assessment
  • ·Prioritised recommendations
Prepare for inspection
Typical engagements

Typical Engagements

AML Remediation Programme
2–6 months
AML Governance Review
2–3 weeks
AMLR Readiness Assessment
3–4 weeks
Inspection Readiness Review
2–4 weeks

Every engagement is individually scoped and delivered on a fixed-fee basis wherever possible.

What you receive

Tangible outputs, not abstractions.

Every engagement concludes with specific documentation the Board, the MLRO and the supervisor can read, challenge and act on.

  • ·Board-ready findings report
  • ·Executive presentation
  • ·Governance maturity assessment
  • ·Risk heat map
  • ·Prioritised remediation roadmap
  • ·Practical implementation plan
  • ·Independent opinion
  • ·Executive workshop

Where the evidence supports it, we say plainly that existing arrangements are appropriate, that only limited improvements are needed, or that a major remediation programme is unnecessary. Recommendations are driven by what the review surfaces, not by consulting revenue.

What to expect

Working With Claritas

Engagements are kept focused and scoped to fit smaller regulated firms, no junior delivery teams, no padded methodologies, no fees that grow with the work.

Typical Duration

Most engagements complete in 2–4 weeks, depending on scope and complexity.

Fixed-Fee Pricing

Engagements are normally delivered on a fixed fee. Scope, deliverables and fees are agreed before the work starts.

Direct Access

You work directly with the senior AML adviser leading the engagement. There are no junior delivery teams.

Clear Deliverables

An independent assessment, prioritised recommendations and a clear set of next steps written for the people who actually have to act on them.

Is Claritas the Right Fit?

Claritas works with firms at different stages of growth, from early-stage Payment Institutions and EMIs through to established investment firms and wealth managers. If the fit isn't right, we'll say so.

Book a Confidential Strategy Call
Begin a conversation

Not Sure Which Service Is Right For You?

Every organisation is different.

If you're not sure where to begin, we'll talk through what you're facing and tell you honestly which engagement, if any, is the right starting point.

Book a Confidential Strategy Call